Better Value. Trusted Protection. Term Life Insurance from
Blue Cross Life®.
See how our term life rates compare to the industry average and why Canadians trust Blue Cross Life for reliable coverage.
Get a quote in seconds, apply in minutes.
How We Compare on Price
Monthly rates for $500,000 of coverage over 20 years
Why Choose Blue Cross Life?
Trusted for Over 80 Years
More than 8 million Canadians trust Blue Cross for their life, health, and travel insurance needs.
Expert Support When You Need It
Our team of knowledgeable, licensed advisors is available to answer your questions and provide expert guidance every step of the way. Get in touch at +1 (866) 316-4458 or by email.
All rates reflect pricing effective December 2025.
Rates vary based on age, health, and other factors.
Contact us at +1 (866) 316-4458 or by email.
® Registered trademark of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross Plans and Licensees. Used under license by Blue Cross Life Insurance Company of Canada, an independent licensee of the Canadian Association of Blue Cross Plans.
© 2026 Blue Cross Life ®
See how Blue Cross Life term life rates measure against the industry average for similar coverage. Our pricing is built to compete, helping you secure meaningful protection without paying a premium for it.
Blue Cross Life Premiums
Female
$21
$23
$33
$51
$82
Male
$29
$31
$44
$71
$122
Age
30
35
40
45
50
Industry Average Premiums
Female
$22
$25
$35
$54
$88
Male
$31
$32
$47
$74
$128
Blue Cross Life delivers term coverage that stands up to the industry on price, backed by a name Canadians have trusted for generations. See your personalized quote in seconds.
Competitive, Affordable Rates
Lock in affordable, fixed premiums for your term. Plus, get a 10% first-year discount for couples, and $10,000 in complimentary coverage for each dependent child.
Flexible Coverage That Grows With You
Choose flexible term lengths ranging from 10 to 30 years, with coverage amounts between $100,000 and $5 million.
Fast, Fully Online Application
Get a quote in seconds and apply online in minutes. No paperwork, no unnecessary hurdles.
How We Compare on Price
Monthly rates for $500,000 of coverage over 20 years
See how Blue Cross Life term life rates measure against the industry average for similar coverage. Our pricing is built to compete, helping you secure meaningful protection without paying a premium for it.
Blue Cross Life delivers term coverage that stands up to the industry on price, backed by a name Canadians have trusted for generations. See your personalized quote in seconds.
Blue Cross Life Premiums
Female
$21
$23
$33
$51
$82
$22
$25
$35
$54
$88
Female
Industry Avg. Premiums
30
35
40
45
50
Age
Better Value. Trusted Protection. Term Life Insurance from
Blue Cross Life®.
See how our term life rates compare to the industry average and why Canadians trust Blue Cross Life for reliable coverage.
Get a quote in seconds, apply in minutes.
$29
$31
$44
$71
$122
Male
Blue Cross Life Premiums
$31
$32
$47
$74
$128
Male
Industry Avg. Premiums
30
35
40
45
50
Age
Why Choose Blue Cross Life?
Trusted for Over 80 Years
More than 8 million Canadians trust Blue Cross for their life, health, and travel insurance needs.
Expert Support When You Need It
Our team of knowledgeable, licensed advisors is available to answer your questions and provide expert guidance every step of the way. Get in touch at +1 (866) 316-4458 or by e-mail
Competitive, Affordable Rates
Lock in affordable, fixed premiums for your term. Plus, get a 10% first-year discount for couples, and $10,000 in complimentary coverage for each dependent child.
Flexible Coverage That Grows With You
Choose flexible term lengths ranging from 10 to 30 years, with coverage amounts between $100,000 and $5 million.
Fast, Fully Online Application
Get a quote in seconds and apply online in minutes. No paperwork, no unnecessary hurdles.